Jointpesa is a digital escrow service in Kenya that lets buyers, sellers and brokers complete transactions with confidence. We hold the payment securely and release it only when the deal conditions are met.
About Jointpesa
From a single online purchase to a vehicle or plot of land, Jointpesa protects individuals, small businesses, freelancers and brokers across Kenya.
Jointpesa brings payment protection, delivery confirmation and dispute handling into one simple app, so you can trade without worrying about fraud.
Your money is held safely and is only released when the buyer confirms delivery.
Both buyer and seller are protected from fraud. No pay-and-disappear, no deliver-and-not-get-paid.
As soon as delivery is confirmed, funds are released to the seller within minutes.
Lipa Mdogo Mdogo lets buyers pay in parts while the funds stay protected in escrow.
If a deal fails, funds stay locked while our team reviews evidence and decides fairly.
From the first agreement to the final release of funds, Jointpesa gives both sides clear visibility and control over every transaction.
Get Started How escrow worksLipa Mdogo Mdogo lets buyers pay for phones, laptops, vehicles and other high-value items in installments, while every payment stays in escrow until delivery is confirmed.
If a problem comes up, funds stay locked until it is resolved fairly.
Buyer or seller reports an issue, such as item not received or not as described.
Both sides share proof, tracking details and chat history within the review period.
Our resolution team reviews everything and helps both sides reach an agreement.
If no agreement is reached, funds are either refunded to the buyer or released to the seller.